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Finance

Why not spread the cost

Here at Julia Jones, we are able to offer 6 finance options for you to choose from.

If you would like to use one of the finance options to make a purchase please just get in contact with us at sales@juliajones.co.uk or 01492 545013 and we will be able to email a link to you with a short form to complete. Once done we get an instant decision from Duologi and then we can proceed with your purchase. This can take just 5 mins and can be done instore or online.


Finance Options Avalible

3 Months Interest Free Credit 0% APR - Value from £2,000 to £15,000 with 25% Deposit = Finance on 75% of total value

6 Months Interest Free Credit 0% APR - Value from £2,000 to £15,000 with 25% Deposit = Finance on 75% of total value

12 Months Classic Credit 9.9% APR - Value from £1,000 to £15, 000 with 25% Deposit = Finance on 75% of total value

24 Months Classic Credit 9.9% APR - Value from £1,000 to £15,000 with 25% Deposit = Finance on 75% of total value

36 Months Classic Credit 14.9% APR - Value from £1,000 - £15,000 with 25% Deposit = Finance on 75% of total value

48 Months Classic Credit 14.9% APR - Value from £1,000 to £15,000 with 25% Deposit = Finance on 75% of total value


Finance Examples

6 Months Interest Free with 0% APR - Deposit £750 = 6 x Monthy payments of £375 = Total Paid £3000

12 Months Classic Credit with 9.9% APR - Deposit £750 = 12 x Monthy payments of £197.26 = Total Paid £3117.17

36 Months Classic Credit with 14.9% APR - Deposit £750 = 36 x Monthy payments of £76.87 = Total Paid £3517.32

Please note the above examples are based on a purchase of £3,000


Am I eligible for finance?

The short answer is, you probably are! Our credit provider carries out credit checks and will have a few requirements in order to offer finance, so please check you can meet the below simple requirements:

  • You are 18 years or older
  • You are a UK resident and have been for more than 3 years
  • You can make regular direct debit payments
  • You are in regular employment, or permanently live with a spouse who is in regular employment
  • Have a credit/debit card in your name that is registered to your current address
  • You have a good credit history, and have received no CCJs

* If you are retired and receive a pension, or are registered disabled and unable to work, Duologi Finance may ask for proof of sufficient income.


How long does it take to apply?

That depends how fast you can type! There are no lengthy applications to complete, you’re just asked a few short questions and you can get an instant decision. This can be done instore on a tablet or even on your phone, or a link can be emailed over to you.


FAQ's

Can the loan be repaid early, before the end of the term?

Yes the loan can be repaid early without any extra charges. Just contact Duologi customer service team to make payment

When will I start paying the monthly repayments?

This will start 30 days from collection/delivery of your furniture


Finance is provided by Duologi a leading finance provider

When you select one of the available Credit options you can relax knowing that your finance agreement is being provided Duologi Finance, one of the UK’s leading providers of retail credit solutions.

Want to know more? Duologi Finance

The interest free credit (0% APR representative) and interest bearing credit (9.9% -14.9% APR representative) advertised is provided solely by Duologi Finance. It is provided subject to acceptance and the terms and conditions of Duologi Finance. Written details on request. Licensed credit broker.

Julia Jones Limited is authorised and regulated by the Financial Conduct Authority. Our registered number is 770541. Credit subject to age and status. Terms & Conditions apply.

Julia Jones Limited is registered in England and Wales. Trading address: Conway Road, Mochdre, Colway Bay, Conwy, LL27 5HQ.