Finance

Why not spread the cost

Here at Julia Jones, we are able to offer 5 finance options for you to choose from.

If you would like to use one of our finance options to make a purchase, you can either apply online within the shopping cart online or alternatively visit our store. Or give us a call on 01492 545013, where you can fill out a short form to get an instant decision allowing you to proceed with your purchase 


Finance Options Avalible

6 Months Interest Free Credit 0% APR - Value from £1,000 to £15,000 with 25% Deposit = Finance on 75% of total value

12 Months Interest Free Credit 0% APR - Value from £1,000 to £15,000 with 25% Deposit = Finance on 75% of total value

24 Months Classic Credit 14.9% APR - Value from £1,000 to £15,000 with 25% Deposit = Finance on 75% of total value

36 Months Classic Credit 14.9% APR - Value from £1,000 - £15,000 with 25% Deposit = Finance on 75% of total value

48 Months Classic Credit 14.9% APR - Value from £1,000 to £15,000 with 25% Deposit = Finance on 75% of total value


Finance Examples based on £3000 order value

6 Months Interest Free with 0% APR - Deposit £750 = 6 x Monthy payments of £375 = Total Paid £3000

36 Months Classic Credit with 14.9% APR - Deposit £750 = 36 x Monthy payments of £76.87 = Total Paid £3517.32

Please note the above examples are based on a purchase of £3,000


Am I eligible for finance?

The short answer is, you probably are! Our credit provider carries out credit checks and will have a few requirements in order to offer finance, so please check you can meet the below simple requirements:

  • You are between 18 - 75 years
  • You are in regular permanent employment, min 16 hrs with a min income of £10'000 per year
  • You are a UK resident and have been for more than 3 years with address history
  • Make sure you are not using a VPN if applying online
  • You can make regular direct debit payments
  • You are in regular employment, finance must be taken out by the individual that is receiving the goods
  • Have a credit/debit card in your name that is registered to your current address
  • You have a good credit history and have received no CCJs

* If you are retired and receive a pension, or are registered disabled and unable to work, Duologi Finance may ask for proof of sufficient income.


How easy & long does it take to apply?

That depends how fast you can type! There are no lengthy applications to complete, you’re just asked a few short questions and you can get an instant decision. This can be done instore on a tablet or even on your phone, or a link can be emailed over to you.

These are the questions that you will be asked:

  • Date of Birth
  • Residential status
  • Employment status
  • Gross annual income
  • Number of dependants
  • Current address
  • Years at address

 You will next be asked to e-sign the contract online

You will next enter your bank details for the direct debit & confirm the details

Lastly, you will be asked to confirm the full details you have given before the application is completed.

Please make sure all the details you enter are correct as this can lead to the application being rejected.

 


What to do if the application is declined

If your application was declined, Duologi will not give you the specific reason/s
why. We advise that you obtain a copy of your credit report so you can see
the potential reasons. If you feel that there has been a mistake, please feel
free to contact Duologi via email at support@duologi.com or call us on 0345 5211
881 Option 2.


FAQ's

Can the loan be repaid early, before the end of the term?

Yes the loan can be repaid early without any extra charges. Just contact Duologi customer service team to make payment

When will I start paying the monthly repayments?

This will start 30 days from collection/delivery of your furniture

If you have a question about your finance agreement?

Please contact Duologi customer service team on 0345 5211 666 or via email
at customers@duologi.com

I want to change my direct debit details

Changing your payment date can only be done after the first payment has been
taken. Please contact our customer service team on 0345 5211 666 or via email
at customers@duologi.com

When will I receive a copy of my loan agreement?

The Duologi welcome pack is emailed to the email address you entered in your
application. Your welcome pack, which contains your loan agreement along
with all the regulatory paperwork is sent within 7-10 days of the goods or
services being delivered by Julia Jones Ltd. If you require a copy of your
documents sooner you can contact our support team on 0345 5211 881
Option 2 or email support@duologi.com who will be more than happy to
help.


Finance is provided by Duologi a leading finance provider

When you select one of the available Credit options you can relax knowing that your finance agreement is being provided Duologi Finance, one of the UK’s leading providers of retail credit solutions.

Want to know more? Duologi Finance

The interest free credit (0% APR representative) and interest bearing credit (14.9% APR representative) advertised is provided solely by Duologi Finance. It is provided subject to acceptance and the terms and conditions of Duologi Finance. Written details on request. Licensed credit broker.

Julia Jones Limited is authorised and regulated by the Financial Conduct Authority. Our registered number is 770541. Credit subject to age and status. Terms & Conditions apply.

Julia Jones Limited is registered in England and Wales. Trading address: Conway Road, Mochdre, Colway Bay, Conwy, LL27 5HQ.