0% Finance
Why not spread the cost over 3, 6, 9 or 12 months
Here at Julia Jones, we are able to offer 4 finance options for you to choose from.
If you would like to use one of our finance options to make a purchase, you can either apply online within the shopping cart online or alternatively visit our store. Or give us a call on 01492 545013.
0% Interest Free Finance Options Available
3 Months Interest Free Credit 0% APR - Value from £1,000 to £15,000 with 30-50% Deposit = Finance on 50-70% of total value
6 Months Interest Free Credit 0% APR - Value from £1,000 to £15,000 with 30-50% Deposit = Finance on 50-70% of total value
9 Months Interest Free Credit 0% APR - Value from £1,000 to £15,000 with 30-50% Deposit = Finance on 50-70% of total value
12 Months Interest Free Credit 0% APR - Value from £1,000 to £15,000 with 30-50% Deposit = Finance on 50-70% of total value
Am I eligible for finance?
Our credit provider (Duologi) carries out credit checks and will have a few requirements in order to offer finance, so please check you can meet the below simple requirements:
- You are between 18 - 75 years (customer must be maximum age of 75 by the end of the loan term)
- You are in regular permanent employment, min 16 hrs with a min income of £10'000 per year
- You are a UK resident and have been for more than 3 years with address history
- Make sure you are not using a VPN if applying online
- You can make regular direct debit payments
- You are in regular employment, finance must be taken out by the individual that is receiving the goods
- Have a credit/debit card in your name that is registered to your current address
- You have a good credit history and have received no CCJs
* If you are retired and receive a pension, or are registered disabled and unable to work, Duologi Finance may ask for proof of sufficient income.
How easy & long does it take to apply?
There are no lengthy applications to complete, you’re just asked a few short questions. This can be done instore on a tablet or even on your phone, or a link can be emailed over to you.
These are the questions that you will be asked:
- Date of Birth
- Residential status
- Employment status
- Gross annual income
- Number of dependants
- Current address
- Years at address
You will next be asked to e-sign the contract online
You will next enter your bank details for the direct debit & confirm the details
Lastly, you will be asked to confirm the full details you have given before the application is completed.
Please make sure all the details you enter are correct as this can lead to the application being rejected.
What to do if the application is declined
If your application was declined, Duologi will not give you the specific reason/s
why. We advise that you obtain a copy of your credit report so you can see
the potential reasons. If you feel that there has been a mistake, please feel
free to contact Duologi via email at support@duologi.com or call us on 0345 5211
881 (Monday - Friday 9.00am - 5.30pm excluding bank holidays)
FAQ's
Can the loan be repaid early, before the end of the term?
Yes the loan can be repaid early without any extra charges. Just contact Duologi customer service team to make payment
When will I start paying the monthly repayments?
This will start 25 -30 days from collection/delivery of your furniture
If you have a question about your finance agreement?
Please contact Duologi customer service team on 0345 521 1881, Monday to Friday 9.00am to 5.30pm (excluding bank holidays) or via email
at customers@duologi.com
I want to change my direct debit payment date
Changes can only be done after the first payment has been
taken. Please contact the customer service team on 0345 521 1881, Monday to Friday 9.00am to 5.30pm (excluding bank holidays) or via email
at customers@duologi.com
When will I receive a copy of my loan agreement?
The Duologi welcome pack is emailed to the email address you entered in your
application. Your welcome pack, which contains your loan agreement along
with all the regulatory paperwork is sent within 7-10 days of the goods or
services being delivered by Julia Jones Ltd. If you require a copy of your
documents sooner you can contact the support team on 0345 521 1881 (Monday - Friday 9.00am - 5.30pm excluding bank holidays) or email support@duologi.com who will be more than happy to
help.
Any late or missed repayments may have serious consequences and your credit rating may be affected which could make it more difficult to obtain credit in the future. Offered subject to status and successful credit assessment. Julia Jones Ltd trading as Julia Jones acts as a credit broker and not a lender, offering credit products provided by Specialist Lending Ltd. Julia Jones is a limited company registered in England and Wales, under number 04615539 at the registered address: Julia Jones Ltd, Conway rd, Mochdre, Colwyn Bay, LL28 5HQ
Finance is provided by Duologi a leading finance provider
When you select one of the available Credit options you can relax knowing that your finance agreement is being provided Duologi Finance, one of the UK’s leading providers of retail credit solutions.
Want to know more? Duologi Finance
Julia Jones Ltd trading as Julia Jones acts as a credit broker and not a lender, offering credit products provided by Specialist Lending Ltd trading as Duologi.
Julia Jones Limited is registered in England and Wales. Trading address: Conway Road, Mochdre, Colway Bay, Conwy, LL27 5HQ.