Buy Now Pay Later Finance

Pay nothing for up to 12 months

Deposit 10-50%
Purchase Price £1000 – £15000

How does this work?

As long as your order comes to £1000 or more, with Buy Now Pay Later you can take a nice long payment holiday.

That means nothing to pay for 12 months, after your 10% deposit which you pay once your finance application has been accepted. Repay the full amount of the credit at any time up to the date on which your first monthly instalment falls due or pay monthly over 48 months with a fixed rate of just 18.9% APR. And, it couldn’t be easier to apply, just fill out our short and simple application form.

Example of a £1000 purchase


Finance Options

Representative APR




48 Monthly



Total Payable

Buy Now Pay Nothing for 12 months 18.9% APR £100 £31.12 £1593.76


Frequently Asked Questions

Am I eligible for finance?

The short answer is, you probably are! Our credit provider carries out credit checks and has a few requirements for offering finance but please make sure you meet these simple requirements

  • You are 18 years or older
  • You are a UK resident, and have been for more than 3 years
  • You can make regular direct debit payments
  • You are in regular employment, or permanently live with a spouse who is in regular employment
  • Have a credit/debit card in your name that is registered to your current address
  • You have a good credit history, and have received no CCJs

* If you are retired and receive a pension, or are registered disabled and unable to work, Duologi Finance may ask for proof of sufficient income.

How long does it take to apply?

That depends how fast you can type! There are no lengthy applications to complete, you’re just asked a few short questions and you can get an instant decision.

Can I pay the balance before the fixed term?

Yes you can pay off as much as you like, whenever you like. You will not be charged for paying your balance off before the end of the fixed term.


Julia Jones Limited is authorised and regulated by the Financial Conduct Authority. Our registered number is 770541. Credit subject to age and status. Terms & Conditions apply.

Julia Jones Limited is registered in England and Wales. Trading address: Conway Road, Mochdre, Colway Bay, Conwy, LL27 5HQ.